Credit Secrets: Reviews

credit secrets book reviews
credit secrets book reviews

If you’re like most people, you probably think that your credit score is a mystery. You’re not alone. Your credit score is one of the most important numbers in your life, and most people don’t understand how it’s calculated or what they can do to improve it.

In this book, “Credit Secrets: How to Boost Your Score and Protect Yourself from Identity Theft,” Scott and Alison Hilton offer a comprehensive guide to understanding and improving your credit score.

Read on to get more information about the Credit Secrets book, Credit secrets login, and lots more.

Credit Secrets: Credit Secrets Books

Credit Secrets is a fantastic book on personal finance that includes practical ideas for improving your credit score. The opinions in this book are simple to implement without breaking a sweat, and they give you complete control over your finances.

Many people’s credit scores have improved because of the book, as indicated in internet advertising. One reviewer claimed the book helped him improve his credit score from 629 (bad) to 749 in just 14 days, while another claimed it climbed by 180 in just three weeks.

Scott and Alison Hilton, the book’s writers, stated they wrote the book after discovering effective credit-improvement tactics.

They suffered a significant drop in their credit score (between 400 and 500) and tried everything else, but it didn’t work.

Alison’s credit score climbed by 300 points in three months after implementing a legal method recommended by a friend to help them recover. They shared this with others to help them get out of their financial bind.

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Credit Secrets Book Review

Alison and Scott Hilton wrote Secrets, a credit score repair book that may be very helpful in deciding how to fix your credit.

According to real-world comments, the book has been an enormous success for many Americans who have followed the book’s practical advice to help them overcome their credit-card debt.

The book was such a hit that it was promoted on Larry King’s Special Report, offering readers new perspectives and transforming their financial lives.

Alison and Scott Hilton, the book’s creators, have had serious financial issues that resulted in a credit score of less than 500, which is a terrible place to be in terms of economics, as anyone who has experienced it knows.

The book gives lessons and techniques on how to fix and boost your credit score, according to the official Credit Secrets website.

Many customers have written in to say that after reading the Hiltons’ book, their credit ratings improved dramatically in as little as a few weeks. Some readers have also improved their scores from the low 600s to the upper 700s in as little as two weeks.


Credit scoring is a method of determining a person’s financial responsibility and reliability. It shows how well you’ve handled credit in the past and forecasts how effectively you’ll take it if it’s handed over to you.

Your debt profile, payment or repayment history, current debt, credit utilization, rate of compensation, and age of credit accounts are just a few elements that influence your credit score. Creditors keep track of these factors separately, and their total results in a three-digit figure known as a credit score.

The higher your credit score, the more likely you will be approved for better credit and vice versa. You must understand how to keep good credit ratings because restoring them can take time.

Many companies now claim to improve credit and even provide low-interest loans. This is not the best strategy because it only adds to the debt rather than reduces it. There have been reports of scammers preying on those with poor credit scores.

You’ll need a strategy to raise a low credit score that is well-planned and can save you money and time. It’s crucial to note that while there are no hard and fast rules for improving negative credit scores, tactics can help make the process go more quickly and painlessly.


How Do Credit Secrets Work? 

Credit Secrets aims to help readers improve their credit ratings quickly by using its suggestions. According to the writers, following the book’s financial advice can provide returns as little as a day. 

However, they said that some urgent financial circumstances could take up to 90 days. A single credit entry takes an average of 30 days to correct.

There are two regulations that are highlighted in this document:

  • The Fair Debt Collection Methods Act (FDCPA) protects consumers from unfair debt collection practices (FDCPA).
  • The Fair Credit Reporting Act (FCRA) is a federal law that protects consumers (FCRA).

Although they are lengthy, perplexing, and difficult to comprehend, they hold the key that can help you remove the negative aspects of your credit and boost your score permanently in a faster, easier, and yet more effective manner. This information is well known in the credit sector, but they keep it hidden.

Increase credit scores by using credit secrets.

This book must have a few fake or exaggerated reviews. If you do your investigation, you’ll find photographs of people driving beautiful cars, living in exquisite mansions, flying private jets, and sailing yachts and attributing all of this to the tactics in Credit Secrets.

Considering this, the Credit Secrets team surveyed those who have used and continued to use the book to establish how it improved their credit ratings and the average credit score.

They came up with a result after the survey. According to their membership survey, the average credit score got within 60 – 90 days was 61 points.

Although this is an excellent result, it falls far short of the 200 points promised on the sales page. In actuality, most users of the tactics only gained 61 points or lower in 2–3 months of following the book, according to the sales website of Credit Secrets.

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What is the purpose of the Credit Secrets Book?

Credit Secrets is a nine-chapter book that teaches advanced credit hacking techniques.

  1. Getting Started
  2. Getting Inaccurate Items Removed
  3. Advanced Tactics
  4. Lawsuits
  5. ChexSystem Removals
  6. Student Loans, Repossession, and HIPAA
  7. Advanced Credit Techniques
  8. Frequently Asked Questions
  9. Statute of Limitations Chart 

The book concludes with a glossary of credit words used throughout the content.

Consumer credit reports abound with errors, which are frequently disregarded. The basis of the book is that if you know what to look for, you can use these mistakes to your advantage. In specific ways, the knowledge you gain after reading the Credit Secrets book might help you erase your horrible credit history.

In a word, you’ll discover how to make it appear to credit bureaus that deleting negative items from your credit report is easier than leaving them there. You’ll also learn what to do and what not to do.

What Questions Will the Credit Secret Book Answer? 

This book provides a step-by-step strategy for restoring credit in even the most difficult situations. If you’re looking for solutions to questions like the ones below, the Credit Secrets book is the place to go.

  • What is the best way to deal with defaulted loans and vehicle repossessions? 
  • What can I do to recover from bankruptcy or foreclosure? 
  • Can I remove liens and judgments from my credit report?
  • How do I file a credit dispute, and what can be disputed? 
  • What is the quickest way to repair a low credit rating?
  • What are my options for getting out of ChexSystems?
  • How long does it take to reestablish credit?
  • What can I do to improve my credit score?
  • What consumer protection legislation do I need to be aware of?

They aren’t just broad responses that you can get on the internet. Most chapters feature step-by-step tutorials, letter templates to write to creditors and credit bureaus, and common legal loopholes.

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What do Credit Secrets Book cost, and what do you get for your money?

Credit Secrets is currently only $39 for those that are interested. This could be a viable option for individuals who are serious about improving their credit.

$39 is the money that most people would spend on a few items and then throw away. Alternatively, you can invest in the Credit Secrets book and improve your financial future, a better long-term investment.

In terms of what’s included in the bundle, there are four items:

  • Credit Secrets book
  • Secret Money Method eBook
  • Credit Secrets Quickstart Guide eBook-
  • Credit Secrets Guide to Business Credit eBook.

Unfortunately, there is also an extra fee that can be considered a ‘hidden fee.’ At the order page’s bottom, there is a small checkbox that says, ‘Yes! Another Free Bonus.’

Credit Secret Book Review: Do it Work?

It’s understandable if you still have reservations about the book or the advice it provides. As previously stated, receiving a solution to the majority of your problems on a silver platter with no strings attached is unusual.

This is why we recommend reading reviews from people who have read the Hiltons’ book and tried out the strategies they outline.

Even Credit Secrets isn’t going to make you a millionaire overnight, and that’s not what you should anticipate.

Credit Secrets launched a poll, asking its customers a series of questions and allowing them to give honest feedback on how much their credit scores had improved. According to the report, most people’s credit scores have increased by roughly 60 points on average.

Credit Secrets Login

To login with Credit secret login, you can use the official links provided below. They are all up to date and will always work for logging in securely on the website!


The book “Credit Secrets” is a great resource for anyone looking to improve their credit score. The information is easy to understand and includes helpful tips for repairing credit. I would highly recommend this book to anyone looking to get their finances in order.



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