STATE COLLECTION SERVICE: Company Profile & Reviews

STATE COLLECTION SERVICE: Company Profile & Reviews
STATE COLLECTION SERVICE: Company Profile & Reviews

State Collection Service is a debt collection agency located in Madison, Wisconsin.  They provide debt collection services to healthcare organizations. Your credit report may show State Collection Service as a collection account.  This can happen when you forget to pay your bill.

What Is State Collection Service Inc?

State Collection Service Inc. is a fast-growing, nationally recognized company focused on providing quality control over self-pay patient bills, patient billing, and customer service.

Madison’s state headquarters has an unprecedented reputation for service, honesty, professionalism and results. Whether you’re looking for a first step in your professional career or looking to expand your horizons, they can help. 

State can provide you with excellent training and support, the opportunity to learn valuable business skills and the opportunity to become a certified industry professional with a recognized market leader.

About The Company

State Collection Service, Inc.  Is a debt collection office headquartered in Madison, Wisconsin, with branches in Chicago, Illinois, Beloit and Milwaukee, Wisconsin.  It was founded in 1949, has hundreds of employees, and is managed by its CEO Thomas D. Haag. 

A review of records on the Public Access to Court Electronic Records (PACER) website shows that people who believed they were being persecuted by the State Collection Service, Inc. often demanded compensation in court.

Who Do They Collect For?

State Collection Service is a collector who reports the collection account in your credit report.  In some cases, this means that they bought the debt from the original lender (ie a credit card or credit company).  This usually means that they paid pennies per dollar, sometimes 1/10 of the original value, to buy this debt. 

In other cases, they may not own the debt themselves, instead they are paid for the recovery on behalf of another company. They may try to contact you by post or phone call (demanding payment). 

Worse, you now have a collection account in your credit report.  This damages your account (and your chances) of getting approved for a loan or other important financial event.

Is State Collection Service Legit?

Yes, the company is legit.  They are not a fake company or a scam.  But they can cause spam and harass you.  One of the best ways to deal with this is to appeal and clear unconfirmed debts.  The easiest way to do this is to call (833) 610-3335 today.

The State Collection Service continues to call and try to collect the debt.  The best thing you can do is ignore their calls and talk to a company that will help you remove it.

Will They Try To Sue Or Seize My Salary?

It is unlikely that the state collection service will decide to sue.  In rare cases, this may happen, but it is not the norm.  State and federal laws have restrictions or “exclusions” that apply to bank arrests and wages. 

State Collection Service Text Message Legit

Consumers prefer to communicate with companies via text messaging, as it is fast, creates a chain of conversation that can be easily referenced, and they can respond when it is convenient for them.  

If State Collection Services uses any of the following tactics, you may have a case: Do you receive any offensive phone calls from any of these numbers?  

Engage in any conduct that naturally results in harassment, bullying or oppression.  BBB has been accredited since 1997-01-01.  Debt collectors are limited in what they can do and say under the Fair Debt Collection Act. 

The scheme is similar to phishing, a long source of fraudulent e-mail, only it works with a short message service

State Collection Service Review

According to PACER, on May 28, 2015, a Milwaukee resident pulled out his credit report and noticed that State Collection Service, Inc.  reported three of his probable debts as recovery or collection. 

He faxed a letter of appeal and received confirmation that the transfer was successful.  However, when he re-examined his credit report on July 29, 2015, Collection Service, Inc.  allegedly did not report the accounts as disputed.

Feeling harassed by the State Collection Service, Inc., he hired a consumer lawyer and sued the company for alleged FDCPA violations in the following ways:

  • Using false, deceptive and deceptive means to collect debt
  • Submission of inaccurate information to the credit bureau

  Subsequently, the case was resolved.

What To Do If State Collection Service Harasses You

Hire a lawyer.  If you see any of them in your caller ID in response to an incoming call, it means you are being called by State Collection Service, Inc. If you are challenging a debt they are trying to collect and they cannot upgrade your credit card accordingly, hire a consumer lawyer. 

If you file a lawsuit against State Collection Service, Inc with the help of your attorney, you could potentially win $1,000 for violating the FDCPA plus any additional damages, costs, and legal costs.  If a collection agency tries to force you to pay, the law may eventually force them to pay you.


The State Collection Service has become a leader and innovator, receiving national recognition for its methods of quality assurance, customer service and performance standards.  More than six decades later, the public debt collection service has provided early repayment and bad debt services to high-ranking health care providers across the country, while remaining a family business. 

Since 1949, they have experienced tremendous development and today have several branches with hundreds of employees.  The State Collection Service was built on quality, ethics, integrity and productivity.  Their long success history is the result of building relationships with customers based on mutual trust and respect; their future success also depends on it. 

From the hiring practice to the training program and continuing the daily practice of collecting and interacting with clients, the company strives to maintain the vision of its company.


Is State Collection Service A Debt Collection Agency?

The State Collection Service is a debt collection agency.  They buy debt from a number of different creditors who have given up trying to collect the amount themselves (sometimes called “write-offs”).

Should I Agree On A Settlement With The State Collection Service?

Debt repayment through the Public Collection Service can help your account, but it can also damage your account.  The answer depends on many variables.  You may also not have to pay at all, and if you have problems with your account, you can delete it together (and never hear from them again).

What Are My Rights When Dealing With State Collection Service?

You have the right to challenge any of your debts that the State Enforcement Service is trying to collect.  The public debt collection service is governed by the Fair Debt Collection Act (or FDCPA) and the Fair Credit Reporting Act (or FCRA).  Although these actions seem very difficult, they give you a lot of power if you know how to use it.



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