Cost You Less Insurance

Insurance policies are designed to protect their users from eventualities, and help cover costs in such situations. There are insurance companies in the United States, and among them is Cost You less Insurance.

It’s a relative newcomer in the industry, and we’d be reviewing it in a bid to help you understand how their insurance policies work.

But before then, let’s take a look at what insurance means.

What Is Insurance?

According to, Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company.

The company pools clients’ risks to make payments more affordable for the insured.

Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.

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Cost You Less Insurance

Cost You Less Insurance is an insurance company in California, founded by an independent personal lines insurance distributor. The insurance company is only still located in the state of California and has auto insurance as its major policy.

In California, Cost-U-Less auto insurance covers a wide range of vehicles and drivers. The company has over 80 sites and offers more than 100 insurance options, including renters, homeowners, workers compensation, health, life, identity theft, and more.

It provides coverage for high-risk drivers as well as premium discounts. Free roadside assistance and SR-22 policies are two of the Cost-U-features, Less’s while SR-22 filing prices vary depending on your driving record.

Does Cost You Less Insurance Have Accept Online Payment

Yes, they do, many of their insurance companies have online payment options, so you won’t have to write checks, lick stamps, or look for a mailbox. Look through your policy documentation for the website address where you can make online payments.

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Cost You Less Insurance Phone Number

If you’d like to place a call through to customer care or to talk to an agent, you can reach Cost You Less insurance through the numbers below.

Cost You Less Insurance Locations

A the moment, Cost You less Insurance is only located in one state in the United States of America, and it’s in Sacramento, California.

How Does Cost-U-Less Car Insurance Work?

Cost-U-Less provides free quotations and links drivers with coverage that is right for them. To determine prices, the company considers insurance scores, driving history, car type, location, gender, and other characteristics.

Bills can be paid online, over the phone, by mail, or in person at a Cost-U-Less location.

Cost-U-Less car insurance quotes and costs

A free insurance quote is available online or by calling the Cost-U-Less customer service line. Credit scores and driving records are taken into account by the company, but it also offers solutions for high-risk drivers. Low-mileage, passive-restraint, multicar, safety and anti-theft discounts are available to its policyholders.

Is Cost-U-Less Insurance Worth It?

They provide affordable prices and comprehensive coverage, including free roadside assistance, SR-22 filing, and comprehensive insurance. It offers a number of standard and premium plans that cover a wide range of vehicles, including automobiles, motorbikes, boats, and other watercraft.

They also help you save money on comprehensive insurance, but it’s exclusively for California drivers.

Additionally, the reviews from some of their customers will have you doubt their business integrity. Therefore, ensure you look at some of the reviews before you make your decision.

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Cost You Less Insurance Redding CA”

Street Address
1611 Hilltop Drive, Suite I
Redding, CA, 96002, USA

Phone: (530) 206-0973

Fax: (530) 226-5711

Office Hours:

Mon-Fri 09:00am – 07:00pm

Sat 09:00am – 06:00pm

Sun Closed

Language Spoken: English, Spanish, Laotian

What They Offer

With Cost-U-Less Auto Insurance in Redding, CA, you can get free auto insurance rates in minutes. Their qualified auto insurance consultants are available to help you find coverage that meets your needs and fits your budget right now!

You can compare auto insurance prices and select the perfect coverage for you. They also offer payment options. You can do these by calling or coming into their Redding, California, office.

Cost You Less also offers low-cost health insurance if you need it. They will assist you with coverage options, qualifying life events, and other issues. Get in touch with them and avoid paying a penalty if you don’t have health insurance.

Products and Services

The following are the services you can get:

Auto Insurance, Motorcycle Insurance, Renter’s Insurance, Health Insurance, Vehicle Registration Renewals, RV Insurance, ATV Insurance, Boat Insurance, Snowmobile Insurance, Commercial Vehicle Insurance, Roadside Assistance, Telemedicine, Identity Theft, Payments, and Free Quotes.

Cost You Less Insurance Reviews

Reviews are usually the most reliable way to access the authenticity of a product or service. This is because its stems from the user experience of other people who have bought the said product or used the services of such a company.

This said, we’d be looking at some of reviews from other people that have bought insurance from Cost You Less.

Disclaimer: The reviews below are not from us and do not represent our opinion.



Below are some of the reviews from customers of Cost You Less as seen on Consumer Affairs.

Frank of Olivehurst, CA With a One Star Rating:

I got a quote online through Cost-U-Less Insurance for $59.58 per month. When I got to the Yuba City office with my printed quote the agent said my monthly payment would be $160 per month and this is without any broker fee. This is bait and switch/false advertisement. I called the complaint line 1(800)960-0036 and all the person wanted to do is dodge around my complaint. Cost-U-Less will not honor my online quote of $59.58 per month.

LETTIE of Los Banos, CA, Five Star Rating. Below is what thus customer had to say:

I called for a quote for auto insurance and a SR22. Spoke with Glenda in the Los Banos office. She was very helpful. I currently have auto insurance but they do not offer SR22. Glenda made everything so easy. Was patient with me. Very informative. Explained the way it worked, all cost associated and how they can even send everything to me via email. I can’t say thank you enough and keep up the great job. Sincerely Lettie **.

Leia of Hayward, CA with a one Star Rating. Below is what this customer had to say:

I cannot express how terrible of an experience I’ve had with this company and all of its associates and I didn’t even have my policy with them for more than 1 hour!!! STAY AWAY!!! This place absolutely scams people and takes complete advantage of people who are out of options when it comes to auto insurance policies. I needed an SR-22 and this company took $200.28 from me to get the policy started that day but the total needed to begin the policy was $400.28, so they took an additional $200.00 from me less than 1 month later EVEN THOUGH I had CANCELLED my policy the very next day!!!

Ed of Fresno, CA, One Star Rating:

Liars,Thieves and poor Service at Freeway and Cost-U-Less. Customer Care Sucks! Troy quoted us $225 down and $87 a month undercutting his fellow Salesperson by $25 down. Troy then deducted the $225 from credit card before sending us contract. When we saw the extra $127 due in two weeks in said he thought he told us (3 people were told the same lie). We called Customer Care and 3 calls and about 3 hours on hold they said son shouldn’t have online signed contract and we %}^^{ pound sand. They don’t care that their people lie and cheat their customers. They refuse to take care of Customers! Don’t go there!!!

Final Thoughts

Cost You Less has a lot to offer as could be seen on their website and at very affordable rates. However, there have been concerns that these offers may not be realistic, as many of their customers have stated in the reviews above.

This said, a few of the reviews are positive and show some promise. Therefore, carefully read some of the reviews and make your decision to either buy insurance from Cost You Less or not.



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