Resurgent Debt Collector – Is It Legit?

Resurgent Debt Collector
Resurgent Debt Collector

You may have received a message from Resurgent Debt Collector, a new debt collection agency. The company is legitimate, but you should be aware of their practices before you engage with them.

If you’re one of the millions of Americans with unpaid debts, you may be looking to consolidate your debts through debt consolidation loans.

This may sound like an effective solution, but keep in mind that this isn’t the only option out there, and some of the alternatives may be better for you than others

 If you’re struggling to make ends meet every month because you can’t pay off your creditors, it might be time to consider hiring a debt collector instead to help you get back on track and avoid defaulting on your debts, potentially harming your credit score.

What Is Resurgent Debt Collector?

Resurgent debt collector is a debt collection agency that specializes in recovering debts that are owed by individuals or businesses. The company was founded in 2004 and is headquartered in Atlanta, Georgia.

 Resurgent has an A + rating with the Better Business Bureau and is accredited by the American Fair Credit Council. It offers to purchase your debt for less than what you owe if you are struggling to pay off your obligations.

 The debt collector will then attempt to collect on the original balance of your debt from you or anyone else they can find who owes it.

 For example, if they buy $5,000 worth of delinquent credit card bills from a business owner for $1,000, they will try to collect on those bills from either the original debtor or whoever else owes them money.

 They also offer guaranteed settlements on your debts where you agree to repay an amount over time. They work with banks, attorneys, accountants, and many other financial professionals across the United States.

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Resurgent Debt Collector Messages

You may have received a message from Resurgent Debt Collector, a new debt collection agency. The company is legitimate, but you should be aware of their practices before you engage with them.

If you owe money to any of the companies that Resurgent collects on behalf of, the collector will likely contact you

 They may start by trying to collect a small amount in order to verify your account and confirm who you are. Once they have done this, they will typically try to work out an arrangement for repayment with you.

If this does not work out for either party, the collector can get harsher by contacting your family or friends and suggesting legal action if necessary.

Also, may also report your missed payments to credit agencies which could adversely affect your credit score.

These types of collectors can range from being helpful and friendly to abusive and hostile, so it’s important to take precautions when dealing with them.

ALSO CHECK: DEBT COLLECTION LAWYER: Definition & Everything You Need To Know

When Will Resurgent Begin Reporting My Debt?

Resurgent will begin reporting your debt to the credit bureaus as soon as they are able. This is a good thing, as it will help you rebuild your credit score.

However, if you’re already behind on payments, this could also mean that your debt will show up on your credit report sooner than you’d like. The earlier your debt shows up on your credit report, the more negative of an impact it can have.

Resurgent may also be charging a fee for each new account they add to your file (up to $35), so make sure that there’s not too much overlap between what they’ve reported and what’s showing up on your own credit reports.

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Why Doesn’t Resurgent Show Up On My Credit Report?

If you’re wondering why Resurgent doesn’t show up on your credit report, it’s because they’re a debt collector. Debt collectors are different from creditors, and they don’t have to report to the credit bureaus.

 This means that even if you make payments to Resurgent, it’s unlikely that your credit score will improve. They’ll simply write off the account and place it in collections instead of reporting it as paid.

 The only way for Resurgent to impact your credit is if they sue you for non-payment, but this typically only happens after extensive legal battles.

 For example, if you stop paying your mortgage and continue to live in the house while Resurgent takes over, they can sue you once they’ve made an attempt at repossession. However, by then it’s likely too late for them to recover any money owed on the original loan.


Resurgent Debt Collector Promo Code

You’ve probably seen the ads for Resurgent Debt Collector, promising to help you get out of debt. But is this company legitimate?

In this post, we’ll take a look at what Resurgent Debt Collector is, how it works, and whether or not it’s a good option for you.  The thing that makes Resurgent different from other debt collectors is that they buy your debts from creditors so they can manage them on their own.

 Instead of just trying to collect on one debt at a time, Resurgent will work with you on your entire portfolio of debts so that all your balances are settled in full.

 They also offer an installment plan for people who need more time to pay off their debts, as well as credit monitoring services.

Overall, Resurgent seems like a better alternative than dealing with collection agencies by yourself if you’re feeling overwhelmed by your debt situation.

 If you want to learn more about Resurgent Debt Collector, be sure to check out their website,

ALSO CHECK: CREDIT SPECIALIST: Job Description, Skills, and 2022 Salaries


 Resurgent is a legitimate debt collection agency. They are accredited with the Better Business Bureau and have been in business for over 10 years.

While there are some complaints against them, it seems that they are mostly due to the nature of their business. Overall, if you have debt that needs to be collected, Resurgent seems like a good option.

They have an A+ rating from the BBB and they seem to follow FTC guidelines on all communications related to collecting debts.

 If you would like to know more about Resurgent or would like more information on what types of debts they can collect, please contact them at 888-665-0374.

The best way to communicate your agreement or disagreement is by filing a complaint online with one of several agencies including: BBB, Federal Trade Commission (FTC), FCC Consumer Complaint Center and The Attorney General’s Office.

Resurgent Debt Collector FAQs


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